No time to waste: Open Enrollment is here

Open enrollment is here. You can enroll in or change 2021 Marketplace health insurance right now.

The 2021 Open Enrollment Period runs from Sunday, November 1, 2020 to Tuesday, December 15, 2020. These are the dates you should have in mind:

• ·November 1, 2020: Open Enrollment started — first day to enroll, re-enroll, or change a 2021 insurance plan.

• ·December 15, 2020: Last day to enroll in or change plans for 2021 coverage. After this date, you can enroll or change plans only if you qualify for a Special Enrollment Period.

• January 1, 2021: your coverage starts if you have paid your first premium.

If you do not act by December 15, you can’t get 2021 coverage unless you qualify for a Special Enrollment Period. Plans sold during Open Enrollment start January 1, 2021.

What if you are looking for 2020 coverage? Open Enrollment for 2020 Marketplace insurance is over. Several state-run exchanges have enacted Special Enrollment Periods (SEPs) in response to the coronavirus (COVID-19) outbreak. These SEPs allow state residents to purchase individual health insurance plans if they were not previously insured for 2020 or lost coverage. You can still get 2020 health insurance 2 ways:

• If you qualify for a Special Enrollment Period due to a life event like losing other coverage, getting married, or having a baby.

• If you qualify for Medicaid or the Children’s Health Insurance Program (CHIP). You can apply any time.

Bottom line

You may qualify for assistance to reduce the amount you pay for your monthly premiums. There is more than one way to enroll in Marketplace coverage. We can help you determine whether you qualify for coverage and find an individual health plan that meets your needs. Shop, compare, and enroll in a health plan today. Contact us and review your coverage options at no extra cost.