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What you need to know about Obamacare 2021

Actualizado: 2 oct 2020

The Obamacare enrollment period is about to begin. (November 1 through December 15, 2020). If you don't know how to qualify for discounted health plans this article can help.

The main objective of the The Affordable Care Act is to give more citizens access to affordable health care since it is partially subsidized by the government. It aims to improve health care quality and regulating the health insurance industry.

The Affordable Care Act does not replace private insurance, Medicare or Medicaid, but rather offers a host of new benefits, rights, and protections. Obamacare is the solution for all those who need private health insurance but can't access it due to financial reasons. With Obamacare health insurance programs, you can go to any hospital, anywhere in the United States and get preventive care, general check-ups, chronic disease treatments, lab work, pediatric, pregnancy, childbirth or postpartum coverage among other medical specialties.

To qualify for Obamacare you must:

  • Live in The USA.

  • Have a valid social security number.

  • Have a legal immigration status.

  • Be within the income range described below.

This last point is essential to be eligible for Obamacare or Affordable Care Act, you cannot earn more than a certain amount of money, or have a very low income. It all depends on the number of members of your family group. Please note that the income range is set year after year by the Federal Government. For 2020 they are stated as follow:

  • For one person: From $ 12,490 to $ 49,960

  • For a family group of two: From $ 16,910 to $ 67,640

  • For a family group of four: From $ 25,750 to $ 103,000

Remember that in order to link your family group, they must be associated on your tax return. On the other hand, don't forget, you cannot be claimed as someone else's dependent. If your employer pays for health insurance for you, you will not be able to benefit from the Affordable Care Act.

If you have doubts about this insurance, do not hesitate to contact us. At Your Health n Life we are here to serve you and help you get the right health insurance for you. If you found this information to be useful be sure to share it with friends who are considering applying to Obamacare.

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